Chama guides
Practical, no-fluff guides for running a chama in Kenya — written by the team building chamalog, the transparency-first chama app.
Pillar guide
How to Run a Chama in Kenya (2026 Guide)
The complete playbook: structure, roles, a constitution, contributions, loans, fines and share-out — everything a group needs to run cleanly.
Comparison
Best Chama Apps in Kenya (2026)
What to look for in a chama app, the features that matter for Kenyan groups, and how to pick one that keeps your money in your own account.
Template
Chama Constitution Template (Free)
A ready-to-use constitution for Kenyan chamas. Copy the clauses, fill in your amounts and rules, and adopt it at your next meeting.
Rules
Chama Rules and Regulations
Sample contribution, meeting, loan, fine and conduct rules you can adopt today — clear, fair and enforceable bylaws.
How-to
How to Register a Chama in Kenya
Self-help group vs company vs society, the documents you need, what it costs — and whether your group needs to register at all.
How-to
Chama Share-Out Calculation
How to split the pot at the end of a cycle, with a full worked example in shillings — and the mistakes that cause disputes.