We never touch your money — your group keeps its own account

Run your chama on trust, not on "did you pay?"

Every contribution logged, named, and timestamped. We never hold your money — your group keeps its own account. We just make it impossible to hide.

No card required · Your chama's bank account stays yours
Kibanga Investment June 2026
78%OF GOAL
JUNE GOAL
Ksh 78,000
Ksh 22,000 to go · 4 days left
Live contributions Live
JW
Jane W.
just now
Ksh 1,000
PM
Peter M.
1 min ago
Ksh 1,000
AO
Achieng O.
3 min ago
Ksh 1,000
BK
Brian K.
12 min ago
Ksh 1,000
The question every treasurer gets

We never touch your money. Not one shilling.

chamalog is not a bank and does not hold funds. Your chama keeps its own bank or M-Pesa account, fully under your officers' control. We're a record-keeping tool — a virtual secretary that logs, verifies and reports every transaction. Money moves between your members and your account; it never passes through us.

100+
chamas trust chamalog
Ksh 2M+
logged transparently
2,000+
payments verified
★★★★★ Loved by chairpersons, treasurers & members across Kenya
01

Everyone sees everything

Every payment is named and timestamped the moment it lands. No more "I sent it last week" — the whole group sees the same ledger, so disputes end before they start.

Named & timestamped Shared with all members No editing history
JW
Jane Wanjiru
Today · 9:14 AM · Ref QGH4T
Ksh 1,000
PM
Peter Mwangi
Today · 8:52 AM · Ref QGH2R
Ksh 1,000
AO
Achieng Otieno
Yesterday · 6:30 PM · Ref QGF9K
Ksh 1,000
02

Log a payment in 10 seconds

Paste the M-Pesa confirmation SMS and chamalog reads the amount, date and reference for you. No spreadsheets, no manual typing, no "which one was Peter's?".

Paste M-Pesa SMS Auto-matched to member Reference kept on file
MPESA QGH4T7RK9L Confirmed. You have received Ksh1,000.00 from JANE WANJIRU 0712•••456 on 11/6/26 at 9:14 AM. New M-PESA balance is Ksh12,400.00.
Amount
1,000
Date
11 Jun
Ref
QGH4T
03

Your chama's health at a glance

A live goal ring and on-time streak tell you exactly where the group stands — this month and this year. Officers stop chasing spreadsheets and start leading.

Real-time goal ring On-time streak Auto reports
78%of June goal
🔥 9-month on-time streak
Everything a chama runs on

One ledger. The whole group's money life.

From weekly contributions to share-out day — every fund, fine and loan lives in the same transparent book.

Pricing

Try free for 7 days. Then pick your plan.

Start with a 7-day free trial — no card required. Every plan keeps your money in your own account; you only pay for more power.

Starter
Try every core feature free for 7 days.
Freefor 7 days
Start 7-day free trial
  • Up to 15 members
  • Contributions & live feed
  • M-Pesa SMS logging
  • Goal ring & streaks
MOST POPULAR
Growth
For active chamas running loans, fines and welfare.
Ksh2,000/mo
Choose Growth
  • Unlimited members
  • Loans with guarantor voting
  • Fines & welfare funds
  • Double-entry books & reports
Premium
For large, multi-fund groups & SACCOs.
Ksh3,000/mo
Choose Premium
  • Everything in Growth
  • Multi-fund & share-out
  • Meetings & attendance
  • Priority support & exports

Your chama already trusts each other. Now prove it.

Set up in minutes. Keep your own account. Make every shilling impossible to hide.

No card required · We never hold your money